# Origence

> Origence is a credit union service organization (CUSO) that provides indirect lending technology, loan and account origination platforms, lending automation tools, and full-service lending operations to more than 1,100 credit unions across the United States. Origence is headquartered in Irvine, California.

## Company
- [About Origence](https://origence.com/about-us/): Origence is a credit union service organization (CUSO) owned by 124 credit union shareholders, with more than 30 years serving credit unions across the United States.
- [Leadership](https://origence.com/leadership/): Origence executive team and board of directors.
- [Contact](https://origence.com/contact/): Contact Origence at its headquarters, 18400 Von Karman Avenue, Suite 900, Irvine, CA 92612, or submit an inquiry using the online form.

## Products and solutions
- [All credit union solutions](https://origence.com/solutions/): Origence solutions for credit unions include consumer lending, indirect lending, lending automation, digital experience, automated loan decisioning, account opening, lending services, consulting services, embedded finance, and marketing and communications.
- [Origence CUDL](https://origence.com/cudl/): Origence CUDL is an indirect lending network connecting 1,100 credit unions and roughly 20,000 auto dealers on a single platform, with 68 million members represented and $583 billion in total indirect funding as of 2025.
- [Loan and account origination (arc OS)](https://origence.com/solutions/consumer-lending/loan-origination/): Origence arc OS is a loan and account origination platform for credit unions featuring a built-in automated decision engine, next-generation automation, AI, and low-code automated workflows.
- [Digital experience (arc DX)](https://origence.com/solutions/digital-experience/): Origence arc DX is a digital experience platform for credit unions featuring online loan and account origination, pre-filling, real-time decisioning, integrated eSign, and omnichannel access across desktop, mobile, tablet, and app.
- [Lending automation](https://origence.com/solutions/lending-automation/): Origence lending automation solutions for credit unions include arc OS Decision, a configurable loan decision engine with more than 1,600+ variables, and document processing automation (DPA), an AI-driven tool for document validation and fraud detection.
- [Lending Services](https://origence.com/lending-services/): Origence Lending Services provides outsourced loan processing, underwriting, call center, document, and letter services to credit unions, with 500K+ members and $18B+ in loans funded since 2020, supporting 175+ credit union partners as of 2025; available 5 days a week for loan processing and 24/7/365 for underwriting.
- [Embedded finance (FI Connect)](https://origence.com/solutions/embedded-finance/): Origence embedded finance solutions connect credit unions to borrowers across auto, home improvement, and digital retail channels through FI Connect, which specializes in point-of-sale financing.

## For dealers
- [CUDL for Dealers](https://origence.com/cudl/dealers/): Origence CUDL provides credit application, digital contracting, and auto media tools connecting dealerships to a network of 1,100+ credit unions and 68 million credit union members as of 2025.

## Optional
- [Insights](https://origence.com/insights/): The Origence insights hub features webinars, eBooks, white papers, success stories, video testimonials, guides, reports, and blog articles on indirect lending, loan origination, and lending automation for credit unions.
- [Origence blog](https://origence.com/blog/): The Origence blog features articles on indirect lending, loan origination, lending automation, digital transformation, AI in lending, document processing, and credit union industry trends.
- [Newsroom](https://origence.com/newsroom/): The Origence newsroom features press releases, company news, media resources, and press kits for Origence and Origence CUDL.