Deal closed.
Funds delivered.
Faster funding starts with smarter workflows. Submit fully filled loan packages electronically through the CUDL platform to reduce courier costs, cut delays, and accelerate payment. Get funded faster, strengthen cash flow, and free your finance team to focus on customers—not paperwork.
Take the express lane to faster funding.
Cut costs
Eliminate mailing costs, fees, couriers, and manual rework through digital delivery.
Improve cash flow
Fund loans in hours, not days. Reduce contracts-in-transit and keep your deals moving.
Reduce friction
Quickly identify missing or incorrect documents before they stall your deals.
See real-time updates
Easily track loan status. No phone calls, no guesswork, no waiting.
Billions funded. Zero wasted time.
Indirect auto loans funded digitally with SmartFund in 2024
Loans funded through SmartFund as of 2024
Total volume funded with SmartFund as of 2024
Go from sold to funded, without the wait.
Digitize every step of the funding process right inside CUDL.
1
Dealer submits all loan package documents via SmartFund.
2
Credit union retrieves the loan package, stores it electronically, and evaluates documents for consideration in real time.
3
Credit union identifies missing documents and requests additional information, if needed, within the platform.
4
Dealer receives the notification of funding via email and through the CUDL platform.
5
Credit union submits loan funds directly to the dealer.
*Seller credit score and model criteria must be included.
Proven performance dealers can count on.
Discover how dealers across the CUDL Network™ are turning funding speed into a competitive advantage—streamlining operations, reducing costs, and driving every deal to the finish line.
Solutions that convert test drives into closed deals.
Fast decisions. Streamlined financing.
Drive deals with the credit application solution built to make credit union financing faster.
Fewer delays. Less hassle.
Go digital to optimize your contracting efficiency, improve accuracy, and get funded faster.
Greater visibility. More sales.
Showcase your inventory directly to preapproved, in-market credit union car shoppers.
Drive revenue. Eliminate redundancy.
Spend less time entering data and more time with customers—while keeping every deal moving.
Free up cash flow—and your team’s time.
Upload once, validate once, and keep every deal—and every dollar—on track with secure digital submissions that take you from desk to deposit in record time.
