Elevate your underwriting speed, efficiency, and accuracy with AI
Lend with a new level of confidence with a best-in-class decision engine built for the modern credit union.
Advanced automated decisioning
Harness artificial intelligence
Leverage AI and automation to minimize risk, speed up funding times, and reduce operational costs. Overcome the challenges of outdated manual decision-making.
Enhance overall satisfaction
Foster a better member, dealer, and staff experience with decisioning technology designed for quick turnaround times, less manual work, and fast decisions.
Ensure consistent decisions
Shift away from manual processes to an automated decisioning framework, ensuring your lending policies are applied consistently.
Optimize operational resources
Integrate a data-driven, automated decision engine into your underwriting workflow so your staff can concentrate on mission-critical lending tasks.
Best-in-class configurability featuring 1,800 variables
- Choose from 1,800 variables to build custom rules for nearly any decisioning strategy
- Build 3-D matrices to assign the loan amount, pricing tier, rate, term, and decision
- Work according to your lending policies with debt calculations layers from multiple sources
Predict, test, and fine-tune
lending policies
Explore a broad spectrum of underwriting methodologies, ranging from time-honored best practices to groundbreaking, innovative strategies.
- Evaluate underwriting changes in a test environment using historical application data
- Create and evaluate “what/if” scenarios with Scenario Manager
- Leverage predictive decision challenger & modeling
- Employ validation tools and testing environments to ensure accuracy and eliminate errors
- Track changes with an extensive audit history and review historical product sheets
Easily make changes on-the-fly
Seamless connection with arc OS origination system
Origence arc OS decision integrates effortlessly with Origence arc OS for a true end-to-end loan origination experience.
Power your decisions with artificial intelligence
Origence has partnered with Zest AI to deliver smart, inclusive, efficient AI-automated decisioning technology for credit unions through Origence arc OS decision.
Identity verification and fraud protection
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Learn more about growing and modernizing your lending operations.
Trending content
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Origence and Zest AI introduce Zest Auto, the AI-automated underwriting technology for credit unions5/9/23Read more