Originate loans and accounts on a single platform
A connected lending experience for members and staff, from application to closing and everything in-between.
Modernize your lending at every touchpoint.
Origence arc brings together a powerful loan origination system and a configurable digital member experience on a single platform, giving your lending team the decisioning depth and operational control to close more loans, faster. One platform for the full origination journey: consumer loans and account opening, together.
One powerful, connected ecosystem.
arc DX™
[ Digital experience ]
Turn member applications into funded loans. Origence arc DX™ delivers a configurable digital application experience for loans and accounts with eSign, identity verification, and direct integration with arc OS™. One platform, no handoff friction.
arc OS™
[ Origination system ]
Built around a decision engine with 1,800+ variables, AI/ML scoring options, and drag-and-drop workflow configuration, Origence arc OS™ gives you precise control over your underwriting, without waiting on vendor support to make changes.
Your workflows. Your decisioning logic. Better experience.
Best-in-class decision engine
Tap into the power of our robust decision engine, featuring 1,800 variables to automate and optimize your underwriting.
Next generation automation & AI
Empower your team with low-code automated workflows.
- Leverage low-code workflow automation to easily scale and adjust workflows without IT or engineering support.
- Efficiently manage your team and process with role-based queues that assign tasks based on set roles.
- Facilitate cross-departmental collaboration with the ability to have multiple team members viewing loan apps at once.
- Set up custom workflows with rules, tasks, and stipulations that reflect your business processes.
Credit union success stories
Hear leaders of TelComm Credit Union, Patelco Credit Union, and Truity Credit Union share how their teams leverage faster decision-making, enhanced workflows, seamless origination, and streamlined underwriting with Origence arc OS™.
Hear Leonard Salazar, AVP of consumer and indirect lending of Southland Credit Union, highlight key decision factors that led to a successful partnership with Origence. Learn more about Origence’s digital solutions designed to advance today’s leading credit unions.
Deliver a true digital experience.
Offer a modern member experience with Origence arc DX™, the perfect digital companion for Origence arc OS™.
Modern digital operations
Enable members to apply, finalize loans and deposit accounts, satisfy stipulations, and e-sign from any mobile device, desktop, laptop, or tablet.
Integrated platforms
Layered fraud mitigation
The all-in-one origination solution that grows with your needs.
Multiple loan and account types
Open new accounts and originate consumer loans and HELOCs on a single platform.
Deep network of partners & integrations
Tap into rich integrations with market-leading host providers, credit bureaus, fraud providers, eSignature solutions, and more.
Popular loan type features
Here’s an overview of just a few of the key features for our most popular loan types.
- Completely redesigned HMDA support including downloadable LAR report
- Fully integrated flood and AVM services
- Seamless digital experience allows the member to enter demographic, property, and lien information from their computer, tablet, or mobile phone
- Real-time valuations on autos, motorcycles, RVs, boats, and watercraft
- Seamless integration with CarFax for title history
- Quote and retrieve agreements from top GAP and warranty providers
- Leasing support through integration with CULA
- Integrated with major host and credit card servicing systems
- Create accounts and order cards
- Supports instant issuance & balance transfers
- Create a variety of personal loan types
- Include recurring payment skips, balloon loans, teaser interest rates, and more
Powerful deposit account opening built in.
Open new membership accounts online, in less than 6 minutes.
Integrated loan & account membership experience
Fully digital via mobile, desktop, laptop or tablet
Layered fraud mitigation
Rich third-party integrations
Optimize your operations.
Data-driven consulting
Full-service loan processing
We're here to help.
Learn more about growing and modernizing your lending operations.
