Unlock new levels of speed and precision.
Get funded faster with eContracting for CUDL.
Tap into the power of digital contracting for improved cash flow, less contract rework, and fewer funding delays.
Optimize contracting efficiency and close deals faster.
Skip the paperwork and keep your deals moving forward, faster. Learn how eContracting for CUDL lets dealers create, sign, and submit contracts digitally, helping reduce contracts in transit, accelerate cash flow, and speed up funding.
Faster funding
Greater accuracy
Minimize errors and contract rework with real-time validation.
Simplified process
Streamline the F&I process with your preferred CUDL lenders.
Flexible experience
Provide a seamless signing and financing experience in-person or online.
Transform your F&I process for a better bottom line.
DMS integration
Seamlessly integrate with your dealership management system (DMS) to reduce manual data entry, save time, and minimize errors.
File upload
Easily upload PDF documents, stipulations, and other essential documents to be included in your funding package with the initial submission or after.
Real-time data validation
Resolve errors and secure missing signatures before submission. Validate data against your credit union’s specific lending parameters, such as loan amounts, mileage, vehicle year, and more.
Automatic prefill
Automatically prefill information with data from the credit application, delivering complete and accurate contracts.
Flexible signing
Offer a convenient, customer-centric experience by enabling customers to review and eSign documents anytime, anywhere—in-store or remote.
eSign Anything®
Digitize documents by uploading PDF files and applying signature fields in a single signing ceremony.
Frequently asked questions
eContracting for CUDL seamlessly integrates with the CUDL platform, which handles the credit application and decision. The loan moves into eContracting to create and validate digital contracts, e-sign documents, and quickly submit contracts to lenders, ultimately allowing you to get funded faster.
Our solution will be available to all CUDL credit unions. However, dealers’ ability to use eContracting is dependent on credit union adoption.
No, eContracting is an evolution of the digital document experience and SmartFund remains an important solution to elevate that process, offering a different way for dealers to submit funding packages.
SmartFund digitizes documents for electronic submission, focusing on digital submission without managing the contract lifecycle. In contrast, eContracting digitalizes the entire contract process, ensuring accuracy and reducing errors or missing data that might require reworking contracts later.
Retail new and used vehicles only.
Currently, eContracting for CUDL does not support Spot Delivery, also known as “Spot Buy.” A spot buy is where a buyer takes possession of a vehicle before financing is finalized, placing applications in a “refer” status. We’re actively working on future enhancements to include support for Spot Delivery, so stay tuned for updates.
To enable this feature, dealers should reach out to their DMS provider for activation. Additional fees may apply. Below is a list of available DMS integration partners:
ADAM Systems – (800) 676-2262
Advent Resources – (310) 241-1500
Auto/Mate Dealership Systems – (800) 371-3970
AutoSoft Inc. – (877) 427-4367
CDK Elite (formerly ADP) – (888) 424-6342
DealerBuilt – (800) 499-1914
Dealer Track – (800) 429-3375
Dominion Access – (800) 227-8187
DPC Systems – (800) 950-6136
PBS Systems – (800) 665-6304
Promax – (877) 899-4242
Reynolds & Reynolds ERA – (877) 792-7677
Reynolds & Reynolds and Power – (800) 767-7879
Tekion – (833) 835-4662
Remote eSigning: Send documents to customers via email, enabling them to sign virtually without being physically present at the dealership. All signatures (buyer and co-buyer) must be applied by midnight (dealership time zone) on the contract generation date. Customers can access their final copies for up to 14 days after signing.
In-store eSigning: Complete the signing process using a desktop via the browser, any tablet device (iPad® or Android®), or a legacy signature pad (support usage of the following Topaz® models: T-LBK766SE-BH165 and T-LBK766SE-BHSB-R).
Via Legacy Signature Pads: Support usage of the following Topaz® models: T-LBK766SE-BH165 and T-LBK766SE-BHSB-R. You can also upload documents within the eContracting experience.
You can upload documents within the eContracting experience.
Stop chasing contracts.
Start closing faster.
Digitize your deal flow from end-to-end with eContracting for CUDL. Less paper, fewer errors, faster funding—it’s that simple.
