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Second Look™

Say “yes” to more customers.

Second Look gives customers with credit scores under 640 a second chance at approval—automatically. Keep deals in your store, close more sales, and move more cars.

Don't let lower credit scores mean lost sales.

A man shakes hands with a salesman at a dealership while sitting next to a woman.
Save more deals.

Automatically route declined applications to additional lending options—no extra work for your financing team.

Help more buyers in your showroom.

Give customers a fast second shot at financing instead of losing the sale.

Work faster with automation.

Let the CUDL platform handle second reviews seamlessly—no re-entry, no duplicate paperwork.

Build loyalty through approvals.

Close more deals, strengthen customer satisfaction, and turn more car shoppers into repeat customers.

Say yes to the deals you’d normally lose.

See how it works:

Submit app

Submit an application to a CUDL credit union partner.*

Second Look

If the credit score is below 640 and not approved, Second Look automatically resubmits it to additional lenders for review.

Decision

Receive a financing decision in about a minute.

*Seller credit score and model criteria must be included.

What we offer

Proven solutions that convert test drives into closed deals.

Credit application
Fast decisions. Streamlined financing.

Drive deals with the credit application solution built to make credit union financing faster.

Digital contracting
Fewer delays. Less hassle.

Go digital to optimize your contracting efficiency, improve accuracy, and get funded faster.

Auto media
Greater visibility. More sales.

Showcase your inventory directly to preapproved, in-market credit union car shoppers.

DMS integration
Drive revenue. Eliminate redundancy.

Spend less time entering data and more time with customers—while keeping every deal moving.

Capture more deals. Help more customers.

See how Second Look helps your dealership fund more loans and close more sales—automatically.