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  • Products
      Products
      Origence CUDL®

      Credit unions and dealers connected to fund more loans, faster.

      • CUDL for Dealers
      • CUDL for Credit Unions
      Origence arc

      Originate loans and accounts on a single platform and transform your lending journey.

      • Origence arc OS
      • Origence arc DX
      Origence Lending Services

      Scale your lending without stretching your team or adding headcount.

      • Loan Processing Services
      • Underwriting Services
      • Call Services
      • Document Services
      • Letter Services
      • A trending upward data graph with icons overlaid
        Webinar
        Economic and credit union outlook: Prepare your credit union for 2026
        December 18
        11 a.m. PT
        Watch now
  • Solutions
      For Credit Unions
      For Dealers
      • Indirect Lending
        Indirect Lending
        Overview

        Connect to the nation’s largest dealer network and tap into results-based indirect lending.

        Document Processing Automation

        Leverage machine learning and AI for lightning-fast document processing.

        CUDL Dealer Network

        Connect coast to coast with 20,000 dealers and drive new lending opportunities.

        Automated Loan Decisioning

        Elevate your underwriting speed, efficiency, and accuracy with AI.

        Indirect Loan Origination

        Originate indirect loans and accounts
        on a single, flexible platform.

        Lending Services

        Scale your lending without stretching your team or adding headcount.

        Digital Contracting

        Increase contract accuracy for greater efficiency and faster funding.

        Credit Bureau Services

        Get access to credit reports and verifications and streamline your origination process.

        • A thumbnail of an eBook with a saleswoman holding a tablet computer while talking to a customer in a dealership showroom
          eBook
          Why credit unions need eContracting to win in auto lending
          Download now
      • Consumer Lending
        Consumer Lending
        Overview

        Drive lending growth with technology that simplifies origination and member experiences.

        Lending Services

        Scale your lending without stretching your team or adding headcount.

        Loan Origination

        Originate loans and accounts on a single platform and transform your lending journey.

        Credit Bureau Services

        Get access to credit reports and verifications and streamline your origination process.

        Indirect Lending

        Connect to the nation’s largest dealer network and tap into results-based indirect lending.

        • A credit union leader viewing the LOS buying guide on a tablet.
          eBook
          The smart choice: A practical guide to selecting the right loan origination solution
          Download now
      • Lending Automation
        Lending Automation
        Overview

        Tap into automation and AI to boost operational efficiency and underwriting quality.

        Document Processing Automation

        Leverage machine learning and AI for lightning-fast document processing.

        Automated Loan Decisioning

        Elevate your underwriting speed, efficiency, and accuracy with AI.

        Intelligent Underwriting

        Harness the power of Origence arc OS decision with next-gen underwriting technologies.

        • Consumers Credit Union
          Success Story
          Automating for impact: The power of AI in lending operations
          Read more
      • Digital Experience
        Digital Experience
        Overview

        Deliver a personalized, digital member experience across all touchpoints.

        Digital Account Opening

        Streamline member onboarding and account opening for a fast and secure experience.

        Digital Lending

        Transform the lending journey for your members and staff, from application to closing.

        • a video thumbnail of three isometric illustrations representing screens of a device
          Product Video
          arc DX: Online loan & account origination for members
          Watch now
      • Automated Loan Decisioning
        Automated Loan Decisioning
        Automated Loan Decision Engine

        Elevate your underwriting speed, efficiency, and accuracy with advanced configurability and AI.

        Intelligent Underwriting

        Harness the power of Origence arc OS decision with next-gen underwriting technologies.

        • origence-white-paper-card_Automate-Decisioning
          White Paper
          AI-driven lending for credit unions
          Download now
      • Account Opening
        Account Opening
        Deposit Account Opening

        Streamline member onboarding and account opening for a fast and secure experience.

        • a video thumbnail of three isometric illustrations representing screens of a device
          Product Video
          arc DX: Online loan & account origination for members
          Watch now
      • Lending Services
        Lending Services
        Overview

        Scale your lending without stretching your team or adding headcount.

        Document Services

        Automate and streamline document handling to manage higher volumes with precision and ease.

        Loan Processing Services

        Outsource loan processing to speed funding, boost accuracy, and scale without adding staff.

        Call Services

        Expand your call capacity with experts who resolve conditions and keep lending on track.

        Underwriting Services

        Access expert underwriters 24/7 for fast decisions that keep loans moving on your terms.

        Letter Services

        Turn lending notices into timely, member-focused communications that build trust.

        • Webinar
          Outsource to outperform: Real insights from credit union leaders
          Watch now
      • Consulting Services
        Consulting Services
        Specialized Lending Consulting

        Strengthen your lending strategies with data-driven consulting to stay competitive.

        Indirect Lending Benchmark Report

        Gain access to exclusive indirect lending data that helps you identify risks and opportunities.

        • A man and woman stand in an office while looking at an iPad
          Product Sheet
          Consulting for credit unions: The indirect lending benchmark report is the first of its kind
          Download now
      • Marketing and Communications
        Marketing & Communications
        Overview

        Engage with your members throughout their entire financial journey.

        Lender-Branded Auto Shopping

        Promote your brand and keep loans in-house with an online auto shopping experience.

        Marketing Automation Platform

        Unlock the power of your data to create intelligent, automated marketing campaigns.

        Onboarding

        Convert new borrowers into multi-product members with targeted campaigns.

        Communications Solutions

        Drive member engagement with digital communications and text messaging.

        Cross-Sell

        Offer your members the next best product with real-time precision.

        • origence-success-story-card-3Rivers
          Success Story
          Origence arc MX optimizes outbound communications
          Read more
      • Embedded Finance
        Embedded Finance
        FI Connect

        Open new lending channels, grow your portfolio, and stay competitive in today’s market.

        • A woman waiting while her electric vehicle charges is representative of auto financing.
          Article
          Reimagining auto financing in today’s EV market
          Read more
      All Credit Union Solutions
      • Credit Application
        Credit Application
        Overview

        Drive deals with the credit application solution built to make credit union financing faster.

        SmartFund®

        Get funded faster, strengthen cash flow, and free your financing team to focus on customers.

        Digital Contracting

        Unlock new levels of speed and precision and get funded faster with eContracting for CUDL®.

        Second Look™

        Say “yes” to more customers and keep deals in your store.

        DMS Integration

        Connect your DMS and CRM for real-time data, faster deals, and smoother funding.

        • A thumbnail image of a product sheet
          Product Sheet
          CUDL credit application: Digital financing with a human touch.
          Download now
      • Lender Network
        Lender Network
        Overview

        Tap into the nation’s largest network of credit unions lenders—trusted, and ready to finance.

        • An eBook cover featuring a car salesman walking customers through a dealership showroom
          eBook
          Five ways credit unions hold the key to dealer success
          Download now
      • Auto Media
        Auto Media
        AutoSMART®

        Get your inventory in front of credit union members already approved and shopping.

        AutoSMART® PLUS & Spotlight Ads

        Maximize your exposure and drive in-market shoppers right to your dealership.

        • A thumbnail image of a product sheet
          Product Sheet
          AutoSMART® auto media: Expanded audience. Endless opportunity.
          Download now
      All Dealer Solutions
  • Insights
      INSIGHTS
      • White Papers & eBooks
      • Success Stories
      • Origence Blog
      • Webinars
      • Video Testimonials
      • ON with Origence Podcast
      • White Papers & eBooks
      • Success Stories
      • Origence Blog
      • Webinars
      • Video Testimonials
      • ON with Origence Podcast
      All Insights

      Dealership? Visit CUDL for Dealers

      • A thumbnail of an eBook with a saleswoman holding a tablet computer while talking to a customer in a dealership showroom
        eBook
        Why credit unions need eContracting to win in auto lending
        Download now
  • Connections
      CONNECTIONS
      • Our Partners
      • Become a Partner
      • Developer Portal
      • Partner Program
      • Integrations
      • Our Partners
      • Become a Partner
      • Developer Portal
      • Partner Program
      • Integrations
      • Origence partnered with Catalyst
        Press Release
        Origence and Catalyst bring faster payments to credit union indirect lending
        Read more
  • About
      ABOUT
      • Who We Are
      • Careers
      • Our Brands
      • Our Culture
      • Events
      • Shareholder Relations
      • Executive Team & Board
      • News & Media
      • Contact
      • Who We Are
      • Careers
      • Our Brands
      • Our Culture
      • Events
      • Shareholder Relations
      • Executive Team & Board
      • News & Media
      • Contact
      • FourLeaf FCU Success Story thumbnail
        Press Release
        Fourleaf Federal Credit Union triples indirect lending volume and expands nationally with Origence technology solutions and lending services
        Read more
  • Products
      Products
      Origence CUDL®

      Credit unions and dealers connected to fund more loans, faster.

      • CUDL for Dealers
      • CUDL for Credit Unions
      Origence arc

      Originate loans and accounts on a single platform and transform your lending journey.

      • Origence arc OS
      • Origence arc DX
      Origence Lending Services

      Scale your lending without stretching your team or adding headcount.

      • Loan Processing Services
      • Underwriting Services
      • Call Services
      • Document Services
      • Letter Services
      • A trending upward data graph with icons overlaid
        Webinar
        Economic and credit union outlook: Prepare your credit union for 2026
        December 18
        11 a.m. PT
        Watch now
  • Solutions
      For Credit Unions
      For Dealers
      • Indirect Lending
        Indirect Lending
        Overview

        Connect to the nation’s largest dealer network and tap into results-based indirect lending.

        Document Processing Automation

        Leverage machine learning and AI for lightning-fast document processing.

        CUDL Dealer Network

        Connect coast to coast with 20,000 dealers and drive new lending opportunities.

        Automated Loan Decisioning

        Elevate your underwriting speed, efficiency, and accuracy with AI.

        Indirect Loan Origination

        Originate indirect loans and accounts
        on a single, flexible platform.

        Lending Services

        Scale your lending without stretching your team or adding headcount.

        Digital Contracting

        Increase contract accuracy for greater efficiency and faster funding.

        Credit Bureau Services

        Get access to credit reports and verifications and streamline your origination process.

        • A thumbnail of an eBook with a saleswoman holding a tablet computer while talking to a customer in a dealership showroom
          eBook
          Why credit unions need eContracting to win in auto lending
          Download now
      • Consumer Lending
        Consumer Lending
        Overview

        Drive lending growth with technology that simplifies origination and member experiences.

        Lending Services

        Scale your lending without stretching your team or adding headcount.

        Loan Origination

        Originate loans and accounts on a single platform and transform your lending journey.

        Credit Bureau Services

        Get access to credit reports and verifications and streamline your origination process.

        Indirect Lending

        Connect to the nation’s largest dealer network and tap into results-based indirect lending.

        • A credit union leader viewing the LOS buying guide on a tablet.
          eBook
          The smart choice: A practical guide to selecting the right loan origination solution
          Download now
      • Lending Automation
        Lending Automation
        Overview

        Tap into automation and AI to boost operational efficiency and underwriting quality.

        Document Processing Automation

        Leverage machine learning and AI for lightning-fast document processing.

        Automated Loan Decisioning

        Elevate your underwriting speed, efficiency, and accuracy with AI.

        Intelligent Underwriting

        Harness the power of Origence arc OS decision with next-gen underwriting technologies.

        • Consumers Credit Union
          Success Story
          Automating for impact: The power of AI in lending operations
          Read more
      • Digital Experience
        Digital Experience
        Overview

        Deliver a personalized, digital member experience across all touchpoints.

        Digital Account Opening

        Streamline member onboarding and account opening for a fast and secure experience.

        Digital Lending

        Transform the lending journey for your members and staff, from application to closing.

        • a video thumbnail of three isometric illustrations representing screens of a device
          Product Video
          arc DX: Online loan & account origination for members
          Watch now
      • Automated Loan Decisioning
        Automated Loan Decisioning
        Automated Loan Decision Engine

        Elevate your underwriting speed, efficiency, and accuracy with advanced configurability and AI.

        Intelligent Underwriting

        Harness the power of Origence arc OS decision with next-gen underwriting technologies.

        • origence-white-paper-card_Automate-Decisioning
          White Paper
          AI-driven lending for credit unions
          Download now
      • Account Opening
        Account Opening
        Deposit Account Opening

        Streamline member onboarding and account opening for a fast and secure experience.

        • a video thumbnail of three isometric illustrations representing screens of a device
          Product Video
          arc DX: Online loan & account origination for members
          Watch now
      • Lending Services
        Lending Services
        Overview

        Scale your lending without stretching your team or adding headcount.

        Document Services

        Automate and streamline document handling to manage higher volumes with precision and ease.

        Loan Processing Services

        Outsource loan processing to speed funding, boost accuracy, and scale without adding staff.

        Call Services

        Expand your call capacity with experts who resolve conditions and keep lending on track.

        Underwriting Services

        Access expert underwriters 24/7 for fast decisions that keep loans moving on your terms.

        Letter Services

        Turn lending notices into timely, member-focused communications that build trust.

        • Webinar
          Outsource to outperform: Real insights from credit union leaders
          Watch now
      • Consulting Services
        Consulting Services
        Specialized Lending Consulting

        Strengthen your lending strategies with data-driven consulting to stay competitive.

        Indirect Lending Benchmark Report

        Gain access to exclusive indirect lending data that helps you identify risks and opportunities.

        • A man and woman stand in an office while looking at an iPad
          Product Sheet
          Consulting for credit unions: The indirect lending benchmark report is the first of its kind
          Download now
      • Marketing and Communications
        Marketing & Communications
        Overview

        Engage with your members throughout their entire financial journey.

        Lender-Branded Auto Shopping

        Promote your brand and keep loans in-house with an online auto shopping experience.

        Marketing Automation Platform

        Unlock the power of your data to create intelligent, automated marketing campaigns.

        Onboarding

        Convert new borrowers into multi-product members with targeted campaigns.

        Communications Solutions

        Drive member engagement with digital communications and text messaging.

        Cross-Sell

        Offer your members the next best product with real-time precision.

        • origence-success-story-card-3Rivers
          Success Story
          Origence arc MX optimizes outbound communications
          Read more
      • Embedded Finance
        Embedded Finance
        FI Connect

        Open new lending channels, grow your portfolio, and stay competitive in today’s market.

        • A woman waiting while her electric vehicle charges is representative of auto financing.
          Article
          Reimagining auto financing in today’s EV market
          Read more
      All Credit Union Solutions
      • Credit Application
        Credit Application
        Overview

        Drive deals with the credit application solution built to make credit union financing faster.

        SmartFund®

        Get funded faster, strengthen cash flow, and free your financing team to focus on customers.

        Digital Contracting

        Unlock new levels of speed and precision and get funded faster with eContracting for CUDL®.

        Second Look™

        Say “yes” to more customers and keep deals in your store.

        DMS Integration

        Connect your DMS and CRM for real-time data, faster deals, and smoother funding.

        • A thumbnail image of a product sheet
          Product Sheet
          CUDL credit application: Digital financing with a human touch.
          Download now
      • Lender Network
        Lender Network
        Overview

        Tap into the nation’s largest network of credit unions lenders—trusted, and ready to finance.

        • An eBook cover featuring a car salesman walking customers through a dealership showroom
          eBook
          Five ways credit unions hold the key to dealer success
          Download now
      • Auto Media
        Auto Media
        AutoSMART®

        Get your inventory in front of credit union members already approved and shopping.

        AutoSMART® PLUS & Spotlight Ads

        Maximize your exposure and drive in-market shoppers right to your dealership.

        • A thumbnail image of a product sheet
          Product Sheet
          AutoSMART® auto media: Expanded audience. Endless opportunity.
          Download now
      All Dealer Solutions
  • Insights
      INSIGHTS
      • White Papers & eBooks
      • Success Stories
      • Origence Blog
      • Webinars
      • Video Testimonials
      • ON with Origence Podcast
      • White Papers & eBooks
      • Success Stories
      • Origence Blog
      • Webinars
      • Video Testimonials
      • ON with Origence Podcast
      All Insights

      Dealership? Visit CUDL for Dealers

      • A thumbnail of an eBook with a saleswoman holding a tablet computer while talking to a customer in a dealership showroom
        eBook
        Why credit unions need eContracting to win in auto lending
        Download now
  • Connections
      CONNECTIONS
      • Our Partners
      • Become a Partner
      • Developer Portal
      • Partner Program
      • Integrations
      • Our Partners
      • Become a Partner
      • Developer Portal
      • Partner Program
      • Integrations
      • Origence partnered with Catalyst
        Press Release
        Origence and Catalyst bring faster payments to credit union indirect lending
        Read more
  • About
      ABOUT
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      • Our Brands
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      • Shareholder Relations
      • Executive Team & Board
      • News & Media
      • Contact
      • Who We Are
      • Careers
      • Our Brands
      • Our Culture
      • Events
      • Shareholder Relations
      • Executive Team & Board
      • News & Media
      • Contact
      • FourLeaf FCU Success Story thumbnail
        Press Release
        Fourleaf Federal Credit Union triples indirect lending volume and expands nationally with Origence technology solutions and lending services
        Read more
Let's Talk
  • Products
    • Origence CUDL®
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    • Origence arc
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    • Origence Lending Services
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      • Underwriting Services
      • Call Services
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      • Letter Services
  • Solutions
    • For Credit Unions
      • Indirect Lending
        • Overview
        • CUDL Dealer Network
        • Indirect Loan Origination
        • Digital Contracting
        • Document Processing Automation
        • Automated Loan Decisioning
        • Lending Services
        • Credit Bureau Services
      • Consumer Lending
        • Overview
        • Loan Origination
        • Automated Loan Decisioning
        • Indirect Lending
        • Lending Services
        • Credit Bureau Services
      • Lending Automation
        • Overview
        • Automated Loan Decisioning
        • Document Processing Automation
        • Intelligent Underwriting Technologies
      • Digital Experience
        • Overview
        • Digital Lending
        • Digital Account Opening
      • Automated Loan Decisioning
        • Automated Loan Decision Engine
        • Intelligent Underwriting Technologies
      • Account Opening
        • Deposit Account Opening
      • Lending Services
        • Overview
        • Loan Processing Services
        • Underwriting Services
        • Document Services
        • Call Services
        • Letter Services
      • Consulting Services
        • Specialized Lending Consulting
        • Indirect Lending Benchmark Report
      • Marketing & Communications
        • Overview
        • Marketing Automation Platform
        • Communications Solutions
        • Lender-Branded Auto Shopping
        • Onboarding
        • Cross Sell
      • Embedded Finance
        • FI Connect
    • For Dealers
      • Credit Application
        • Overview
        • Digital Contracting
        • DMS Integration
        • SmartFund®
        • Second Look™
      • Lender Network
        • Overview
      • Auto Media
        • AutoSMART®
        • AutoSMART® PLUS & Spotlight Ads
  • Insights
    • White Papers & eBooks
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    • ON with Origence Podcast
    • Origence Blog
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    • Dealership? Visit CUDL for Dealers
  • Connections
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