Debunking the myth of the risky young borrower

Research reveals a significant opportunity for credit unions to grow their auto lending portfolios by rethinking how they evaluate borrowers. While younger consumers often have limited credit histories, Gen Z and Millennial borrowers, often labeled as “thin-file,” may represent untapped potential and lower risk than many lenders assume. Download the full research report to explore the trends shaping the future of auto lending, then join us live as we unpack the findings, challenge common misconceptions, and share strategies to drive sustainable membership and revenue growth.

• Findings from Origence’s latest research report
• Opportunities related to Gen Z and Millennial “thin-file” borrowers
• The role of technology in portfolio growth and auto lending approvals
• How to build stronger, long-term relationships with more qualified borrowers
• Strategies credit unions can use to better engage and serve next-gen members