Get fast, secure access to credit data & verifications.
Accelerate onboarding with competitive pricing on credit bureau reports, fraud detection tools, and verification services for credit union lenders.
Streamline your credit union’s digital origination process.
The Work Number® from Equifax®
- Reduce the amount of time and paperwork needed to complete due diligence
- Increase loan pull-through with a faster and easier borrower experience
- Mitigate risk with direct employer provided information
- Seamlessly integrate at multiple points and places in the origination process
Discover comprehensive credit bureau services to reduce risk and drive growth.
Our consumer credit bureau services provide valuable consumer insights from notable leaders in reporting. This means easy access to comprehensive data for your credit union with less work for you.
Consumer credit reports
Mitigate risk and maximize growth with predictive consumer data that supports more profitable decisions.
FICO® Risk Scores
Predict the likelihood of an existing or potential account becoming delinquent within 24 months.
Fraud Product
Predict losses, detect suspicious activity, and identify potential breaches before they occur.
VantageScore®
Leverage consumer credit data and analytics to predict the likelihood of a consumer becoming over 90 days delinquent within 24 months of scoring.
Military Lending Act (MLA)
Check military personnel status to support MLA Final Rule and safe harbor compliance.
Office Foreign Assets Control (OFAC)
Effectively screen new and existing accounts.
Bankruptcy Navigator Index (BNI)
Maximize portfolio profitability by combining Equifax® data and analytics to predict likelihood of bankruptcy over 24 months.
Batch credit processing
Run batch files for pre-screened firm offers of credit or for portfolio management.
“As an indirect lender, we run a lot of credit reports. The most significant problems we had with the bureaus were related to customer service — finding a single point of contact was next to impossible. Trying to resolve a discrepancy or just getting answers to questions was a huge burden on our staff. Origence Credit Bureau Services solved this for us.”
Billy McDaniel | SVP Lending
Communication Federal Credit Union
Streamline applications from start to finish.
Pair Origence’s credit bureau services with Origence arc OS for a seamless lending experience. Automate workflows, reduce manual steps, and accelerate approvals—all while leveraging bureau data for smarter decisions.
Add an extra layer of protection to your workflows.
Go beyond bureau checks with advanced fraud prevention solutions. Detect suspicious activity early, safeguard member data, and minimize losses with tools designed for proactive risk management.
Insights that move lending forward.
-
Credit Bureau Services: Efficient access to credit reports & verificationsDownload now -
-
Optimize credit decisions. Minimize risk.
Turn credit complex data into confident lending decisions—fast and secure.
Bankruptcy Navigator Index is a trademark of Equifax Inc. Other product and company names mentioned are the property of their respective owners.