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Consumer LOS // Overview

Consumer LOS

Digital loan and
account origination.

Elevate your lending

Our consumer loan and new account origination system is a comprehensive platform designed to improve the lender and borrower experience. Utilizing powerful reporting, industry-based origination and underwriting, and an ever-increasing lineup of integrations, its highly-configurable decision engine increases efficiency for faster decisioning.

Ultimate lending efficiency

Custom automated workflows with extensive configuration options

Dynamic application experience to support multiple loan types

Custom user roles to efficiently manage your team and process

World-class support from our service team to make the most of your LOS

Account Origination

Account origination

Open and fund new accounts online anytime with our simple and quick new account opening solution.

Reliable verification through third-party integrations

Online signatures through DocuSign

Customizable eligibility screening

Real-time account opening through core integration

Account Origination
Consumer LOS online loan app

Online loan application

Capture loans anytime and anywhere with our online application experience that makes it easy for borrowers to apply for a loan, line of credit, or credit card from any device.

Consumer LOS Integration


Our Consumer LOS streamlines the lending process with an impressive lineup of integrations. Through seamless integration with your Host System and various third parties, we are able to increase efficiencies and enhance the loan experience.

Consumer LOS Integration

Origence®… a new brand for the future of lending

For 25 years CU Direct has helped deliver a better digital lending experience, increase efficiencies, and fuel growth. With a vision to create the ultimate origination experience, we introduced a new brand for financial institution technology and solutions—Origence. Our new Origence website is where the journey begins…

Continue to Origence


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The 3 steps to launching a successful indirect program

A “perfect storm” for high auto loan volume is coming—making now the opportune time for credit unions to set up an indirect lending program.

Learn the three essential steps you’ll need to take in our latest blog:


Read now