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Origence arc OS
[Origination System]

Originate loans and open accounts on a single platform

The all-in-one origination solution

Streamline your origination

Open new accounts and originate consumer loans & HELOCs on a single platform.

Tap into a connected network

Leverage rich integrations with market-leading host providers, credit bureaus, fraud providers, eSignature solutions and more.

Create your ultimate origination experience

Easily configure unique member journeys & staff workflows with “low-code” drag and drop capabilities.

The power of AI is here

Use AI-driven decisioning, document process automation, and automated underwriting to reduce risk & save time.

arc DX HELOC and vehicle loan on iPhone

Deliver a personalized digital experience.

Transform your credit union’s digital capabilities to give your members what they want—a personalized experience that’s fast, flexible, and secure. Simplify the entire origination process, revolutionizing how your members initiate and manage their applications. From pre-approvals and account openings to prefilling forms and online signatures, arc DX speeds members toward their goals.
arc DX HELOC and vehicle loan on iPhone

Key Features

Here’s an overview of just a few of the key features for our most popular loan types.

Credit union success stories

Hear leaders of TelComm Credit Union, Patelco Credit Union, and Truity Credit Union share how their teams leverage faster decision-making, enhanced workflows, seamless origination, and streamlined underwriting with Origence arc OS.

Hear Leonard Salazar, AVP of consumer and indirect lending of Southland Credit Union, highlight key decision factors that led to a successful partnership with Origence. Learn more about Origence’s digital solutions designed to advance today’s leading credit unions.

A modern and robust decision engine

Make better decisions faster

Power your lending with our best-in-class decision engine featuring AI technology and a deep network of integrations.

Configure to your decisioning rules

Quickly make changes on-the-fly and update rates to meet shifting economic and lending conditions.

Scale to meet the moment

Easily make quick changes on-the-fly and update rates to meet shifting economic and lending conditions.

Predict, test, and fine-tune

Leverage our scenario manager to test various lending models and fine-tune decision strategies.

Partners, Integrations, APIs, & Service Providers

Origence arc OS streamlines the origination, underwriting, and application process through an extensive and ever-increasing lineup of integrations. The result? Increased efficiency for you, and an enhanced experience for your members.

Implementation and support

Our team is committed to your success and will work with you to tailor Origence arc OS to fit your credit union’s processes and train employees. Plus, our training doesn’t stop after implementation— our client support team is always available to answer any questions or provide individualized guidance. With constant enhancements and releases throughout the year, Origence arc OS is constantly evolving to keep you lending at peak performance.

Learn more in Origence’s implementations video series featuring Monika Perkins, Sr. VP, Implementations & Training.

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Origence®… a new brand for the future of lending

For 25 years CU Direct has helped deliver a better digital lending experience, increase efficiencies, and fuel growth. With a vision to create the ultimate origination experience, we introduced a new brand for financial institution technology and solutions—Origence. Our new Origence website is where the journey begins…

Continue to Origence

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